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“ Fact Sheet: Biden Administration Announces Additional Actions to Prevent Foreclosures.”įannie Mae. " Federal Housing Administration Extends Single Family Eviction Moratorium." Department of Housing and Urban Development. " Frequently Asked Questions (FAQs)," Select "What Kinds of Properties Are Available on ?" " Down Payment and Closing Cost Assistance."įannie Mae. " HomeStyle Renovation Mortgage."įannie Mae. “ Foreclosure Prevention, Refinance, and Federal Property Manager's Report - October 2021," “ Selling Guide: B3-5.1-01, General Requirements for Credit Scores.”įederal Housing Finance Agency. “ Standard 97 Percent Loan-to-Value Mortgage,”.
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“ How to Decide How Much to Spend on Your Down Payment.”įederal Deposit Insurance Corporation. “ Selling Guide: B3-6-02, Debt-to-Income Ratios.”Ĭonsumer Financial Protection Bureau. “ Selling Guide: B3-6-05, Monthly Debt Obligations.”įannie Mae. “ Selling Guide: B3-3.5-01, Income and Employment Documentation for DU.”įannie Mae. “ Uniform Residential Loan Application.”įannie Mae. " Multifamily Mortgage Underwriting and Acquisitions,". " Affordable Lenders."įederal Housing Finance Agency. “ FHFA Announces Maximum Conforming Loan Limits for 2021.”įederal Housing Finance Agency. " FHFA Announces Maximum Conforming Loan Limits for 2022."įederal Housing Finance Agency. “ Selling Guide: Fannie Mae Single Family,”. " Treasury Department and FHFA Modify Terms of Preferred Stock Purchase Agreements for Fannie Mae and Freddie Mac."įannie Mae.
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“ Fannie Mae and Freddie Mac in Conservatorship: Frequently Asked Questions,”. “ Fannie Mae and Freddie Mac in Conservatorship: Frequently Asked Questions,” Summary Page.Ĭongressional Research Service. “ FHFA Directs Delisting of Fannie Mae and Freddie Mac Stock From New York Stock Exchange.”Ĭongressional Research Service. “ Fannie Mae and Freddie Mac: Analysis of Options for Revising the Housing Enterprises’ Long-term Structures,”. " Fannie Mae, Form 10-K Annual Report, for the Fiscal Year Ended December 31, 2021,”. " Fannie Mae, Form 10-K Annual Report, for the Fiscal Year Ended December 31, 2020,” Pages 80-82. " Fannie Mae, Form 10-K Annual Report, for the Fiscal Year Ended December 31, 2020,” Pages 6-9. " Mortgage-Backed Securities and Collateralized Mortgage Obligations." " Federal Home Loan Mortgage Corporation,". " Federal National Mortgage Association Charter Act,". The other is its sibling Freddie Mac, or the Federal Home Loan Mortgage Corporation, which is also a GSE chartered by Congress.įederal Housing Finance Agency. It is one of two large purchasers of mortgages in the secondary market. Instead, it keeps funds flowing to lenders by purchasing or guaranteeing mortgages issued by credit unions, banks, thrifts, and other financial institutions. Fannie Mae and Freddie Mac nearly collapsed amid the 2008 financial crisis, but were bailed out and placed into government conservatorship eventually, they paid back the billions of dollars that they had received to survive.Īs a secondary mortgage market participant, Fannie Mae does not originate mortgage loans.By investing in mortgages, Fannie Mae creates more liquidity for lenders, including banks, thrifts, and credit unions, which then allows them to underwrite or fund more mortgages.Fannie Mae doesn’t originate or give out mortgages to homeowners looking for funding but it does buy and guarantee mortgages through the secondary mortgage market.Fannie Mae is a government-sponsored enterprise (GSE) created by Congress.